It’s smoooth and simple

Select Klarna at checkout to buy now and pay later. Spread the cost of your purchase over time with convenient, stress­-free payment options. It is easy, safe to use, and you’re always covered by Klarna’s Buyer Protection.

1. Add item(s) to your cart and select at checkout.
2. Complete your Klarna Credit application.
3. Use the Klarna App or log in on klarna.com to make your monthly payments.

You shop, you choose how to pay.

Monthly Financing

Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant approval decision. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna App.

Planned payments

* Promotional offer for qualifying orders. Klarna Credit accounts are subject to a potential $2 monthly minimum interest charge‚ credit approval and terms. Accounts are issued by WebBank‚ member FDIC.

No interest if paid full

Interest will be charged to your account from transaction posting date at 19.99% APR if the purchase balance is not paid in full by the end of the applicable 6 or 12 month promo period. Minimum monthly payment required. Additional payments may be required to pay off purchase before promotion expires.

Klarna Credit accounts are subject to a potential $2 monthly minimum interest charge‚ credit approval and terms. Klarna Credit accounts are issued by WebBank‚ member FDIC.

Making payments

Review your latest purchases and pay any open balances by logging into your Klarna account at https://app.klarna.com/login. You can also chat with Klarna Customer Service 24/7 in the Klarna App.

Safe and secure

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna’s Buyer Protection policy.

Frequently Asked Questions

Don’t see your question here? Check out Klarna’s full FAQ page.